If you’re looking for a beautiful combination of cozy neutrals with navy blue, this color palette is for you!

This neutral and navy color palette blends soft neutrals with deep, rich tones for a cozy yet sophisticated look.
The muted gray and taupe shades create a calming foundation, while the warm brown adds depth.
The navy and black accents bring a bold contrast, making the palette feel polished and modern. It’s perfect for creating a stylish and inviting living space.
The color hex codes and the Sherwin-Williams paint color matches are included below to make it easy to bring this look to life in your home.
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What Colors Go Well With Neutrals and Navy?
Neutrals and navy create a beautiful balance of softness and depth, but pairing them with the right colors can make the look even more cohesive.
Warm tones like caramel, rust, or soft terracotta add a cozy, inviting feel, while accents in crisp white or metallics like gold and brushed brass give a more polished and modern vibe.
If you like a bit of color, soft blush, muted mustard, or sage green can complement neutrals and navy without overwhelming the space.
How to Implement These Colors In Your Home
Start by choosing where you want navy to stand out—think accent walls, a
Use neutrals like gray, taupe, or beige for larger areas like walls or flooring to keep the space light and airy.
Add texture and personality with décor like throw pillows, rugs, and curtains, including complementary shades like caramel or brass.
You can mix metallic finishes or wooden accents to create a warm, layered look that feels pulled together yet relaxed.

Neutral and Navy Color Palette Hex Codes
Color hex codes are hexadecimal representations of colors used primarily in web design and digital graphics.
They consist of six characters, ranging from 0 to 9 and A to F, representing the intensity of red, green, and blue (RGB) components, respectively.
Hex codes allow designers to specify colors precisely, ensuring consistency across various digital platforms and achieving the desired aesthetic.
These codes can be used in HTML, CSS, and graphic design software, providing a universal language for color communication in the digital realm.
The hex codes for this color palette are:
- #d5d3d1
- #b6afa7
- #806f60
- #1b1c20
- #4f5b71
Navy and Neutral Paint Colors Sherwin-Williams

If you love these colors and want to use any of them as paint colors in your home, I have included the paint color matches from Sherwin-Williams.
On the Sherwin-Williams website, some of their paint colors are available to order as color samples in either an 8″ x 8″ peel-and-stick or a 2″ x 3″ color chip.
If the sample is not available in the color you want, you may be able to get a sample from Lowe’s.
The Sherwin-Williams paint color matches for this palette are:
- SW7647 / Crushed Ice
- SW9572 / Warm Pewter
- SW7509 / Tiki Hut
- SW6258 / Tricorn Black
- SW6537 / Luxe Blue

Conclusion
I hope this palette sparks ideas for your home and helps you create a cozy and welcoming space.
With these paint color suggestions and hex codes, you’ll have everything you need to get started. If you decide to use this palette in your home, I’d love to hear how it turns out—feel free to share your results!
If you want to find this color combination again, save it to your Pinterest account using the buttons at the top and bottom of this post.
Before you go, be sure to check out my other color palettes.



